When it comes to getting reliable insurance, you've likely be faced with the dilemma of which insurance carrier to choose. All of them offer many of the same types of coverage, but which is really right for you? In this in-depth guide, we'll take a closer look at State Farm, one of the most recognized and most popular brands of property, auto and life insurance in the U.S. and Canada.

Who is State Farm Insurance?

State Farm was originally founded in 1922 by a retired farmer and insurance salesman named George Jacob "G.J." Mecherle. His idea was simple: do business fairly and do the right thing for customers. Although State Farm was originally a single line auto insurance company, they now offer nearly 100 different products and services and are the 8th largest life insurance company. They are also heavily involved in their local communities – particularly when it comes to being a proponent of seat belt laws and teen driver safety.

What Products and Services Does State Farm Offer?

State Farm offers a number of products and services, including:

  • Business life insurance – Helping businesses prevent financial hardship due to the loss of an employee or other leadership.
  • Disability income insurance – If you become completely disabled due to an injury or illness, disability income insurance steps in to help pay bills and offer personal resources
  • Group life insurance - Life insurance for employees, group life insurance is a popular and valuable benefit for the people in your workforce.
  • Individual health insurance – If you do not qualify for group insurance, you may be able to receive health insurance for major medical issues through State Farm and associated networks.
  • Long-term care insurance – If you became chronically ill and were no longer able to care for yourself, how would you pay for the care you would need? Long-term care insurance helps pay for the cost of in-home or nursing home care while protecting your assets and retirement income as well as preserving your estate. In the U.S., long-term care health insurance for the self-employed may also be a federal income tax deduction.
  • Small business retirement plans – If you're a small business owner, choosing the right kind of retirement plan can be daunting. Do you choose mutual funds? SEP IRA? Simple IRA? There are a wide range of plans and investment options available through State Farm Mutual Funds to help make retirement planning for yourself and your employees, even easier.
  • State Farm business credit card – A credit card designed for business owners which also boasts an accompanying rewards program.

What are the Most Sought-Out Products for State Farm?

State Farm is most well-known for its property insurance and auto insurance. However, its comprehensive life insurance products and investment products are also gaining in popularity. State Farm actively participates in local communities through sponsorship and educational programs as well. Currently, State Farm has over 18,000 local agents and also offers insurance for motorcycles, boats and off-road vehicles.

State Farm Property Insurance

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State Farm's property insurance covers more than just homeowners. It's also available for condominium unit owners and renters as well as manufactured homes and farm/ranch coverage. Homeowner's insurance, the most popular of State Farm's property insurance services, may cover your home and property losses due to things like:

  • Inclement weather – Storms, fire, wind, hail, lightning, freezing, snow/sleet or the weight of ice
  • Theft, vandalism, riots, aircraft and vehicle damage to your property
  • Sudden/accidental loss due to water from plumbing, tearing or bulging of heating or cooling systems, and artificially generated electrical currents

Every individual policy varies, so if you opt to receive a quote from State Farm for your property, you'll want to check your specific insurance policy to determine what is covered in your unique case.

Homeowner's Insurance

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Homeowner's insurance does not typically cover harm or damage to a property or person caused intentionally by you. It also typically does not cover business pursuits or professional services and may not extend to items such as aircraft, cars/motor vehicles and some watercraft.

Again, you'll want to check your individual policy to determine what is included and what is excluded in your specific case.

If you are looking to get a quote for State Farm property insurance, you'll want to personally assess the value of your property and everything in it. You can do this through the use of a home inventory, which catalogs items of value or assets that you own or have collected.

Condominium Insurance

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If you are the owner of a condominium, insurance is required to help cover any parts of your unit that aren't covered by the insurance policy of your condo association. This can include your personal property. Depending on the policy that your condo association has, you may need to look into additional insurance for your building, the unit and individual fixtures or improvements you make to it.

Much like homeowners insurance, condominium insurance covers common property damage including fire, lightning, wind storm or hail damage, freezing of the plumbing system and hail. It does not cover many of the same items outlined in the homeowner property section above.

Renter's Insurance

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Even if your landlord has an insurance policy, it doesn't extend to your items. Oftentimes, a landlord will require renter's insurance for this reason. Like homeowner's insurance, renter's insurance typically covers personal property (bikes, computers, furniture, electronics) as well as potential losses caused by weather (fire, storms, ice, slow/sleet) and theft, vandalism, riots and vehicle damage. Also like homeowner's insurance, it does not cover damage to property that you caused or the ownership/operation/maintenance of aircraft, motor vehicles and some watercraft. It also does not include business pursuits or professional services.

Individuals who elect to get State Farm homeowner's insurance find that, on the whole, rates are very competitive and affordable. With over 18,000 locations nationwide, it's easy to reach out to a local agent who lives and works in your community. State Farm also enjoys an A.M. Best (a rating of financial stability) rating of A++ indicating superior financial stability.

State Farm Auto Insurance

One of the most popular options provided by State Farm is its auto insurance coverage. There are many different types of car insurance, including:

  • Liability coverage – Covers damages to property and bodily injury due to your own negligence. It can also pay court costs and defense if you are sued. These are known as Bodily Injury Liability and Property Damage Liability respectively. Each U.S. state has its own minimum coverage level. Selecting more than this minimum cost may add a bit more to your cost, but can also protect you in the event of an accident.
  • Medical payments coverage – Although not required by most states, medical payments coverage helps pay for (reasonable) medical and funeral expenses in the event of an accident that causes bodily harm or death. Therefore, it is a highly affordable and highly recommended option for car insurance. Because there are no deductibles or co-pays, the coverage starts from the first dollar of any covered medical expenses you've incurred.
  • Collision coverage – Car repair costs can add up quickly, which is why collision coverage covers damage to your vehicle caused by a collision with another vehicle, an object or a vehicle rollover. It is subject to a deductible. The higher the deductible, the lower amount you pay, whereas the lower the deductible, the more you'll pay out of your own pocket in the event of damage.
  • Comprehensive coverage – For all the things that collision coverage doesn't cover, there's comprehensive coverage. This type of coverage most commonly includes (subject to deductible), fire, wind, hail, flood, vandalism, and theft damage as well as any damage to your vehicle caused by hitting an animal.
  • Uninsured/Underinsured motor vehicle coverage – If you're injured in a car accident and the other driver doesn't have car insurance or sufficient amounts of insurance, the uninsured/under insured motor vehicle coverage steps in to help pay for your medical expenses, pain and suffering and lost wages.
  • Car rental and travel expenses coverage – After a collision, if your car is in the shop, rental reimbursement will pay for the cost of renting a replacement. The daily allowance for a car rental varies by state, so check your policy carefully. Travel expenses help pay for the cost of meals, lodging and transportation in the event that your car is disabled due to a covered comprehensive or collision loss that happens more than 50 miles from your home.
  • Emergency road service – Emergency road service helps cover the cost of towing your vehicle to a repair facility. It also can include mechanical labor at the place where you broke down, or pulling your vehicle out if it is stuck. Emergency service can also include the delivery of gas or oil, help with changing a tire, getting a jump start or the services of a locksmith. The amount that is covered varies from state to state.

Customers often find when deciding between auto insurance carriers, having the flexibility to choose the options that are right for them is a smart move in getting coverage. You'll want to check with your local and state requirements to learn what is required for your state, but if you are worried about breakdowns, under or uninsured drivers, or if you travel often, these additional options may be worth it for you.

What Kind of Discounts are Available for State Farm Auto Insurance?

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State Farm also offers numerous discounts and savings for auto insurance customers. For example, the Drive Safe & Save™ program is an app which connects your vehicle's existing OnStar® or SYNC® communication (or your smartphone) to calculate a discount.

There's also the Steer Clear® program, specifically for new drivers or drivers under the age of 25 who have not had any at-fault accidents or moving violations within the past three years. Drivers who fall under these conditions could qualify for the Steer Clear discount, saving them up to 15%.

Depending on where you live, there may also be other State Farm auto insurance discounts available, including the Accident-Free discount, where you get a discount if your car (or the one it replaced) has been insured by State Farm for at least 3 continuous years without a chargeable accident. The discount may increase over time as you continue to have coverage with State Farm and have no chargeable accidents.

There's also the Defensive Driving Course discount. Depending on where you live, you may qualify for a discount if you take a defensive driving course. If you have a student in your household who moves away to school and only uses the car at home and during school vacations and holidays, you may qualify for the Student Away at School discount. Good driving, Good student and Vehicle Safety discounts may also be available. You'll also want to ask about discounts if your vehicle has a passive restraint device (like a factory-installed air bag) or an anti-theft device.

If you have multiple cars insured by State Farm or you have homeowners, renters, condo or life insurance with State Farm in addition to vehicle coverage, you may qualify for a multiple auto discount or multiple line discount accordingly.

State Farm Life Insurance

There are many different types of life insurance available – including ones which have cash value, and others that are a hybrid of popular options:

  • Term Life – a simple and affordable coverage plan for short-term needs. Cash value here applies only during the "Return of Premium Term" where you can review an insurance policy even after you've signed up and cancel if you decide you don't want it.
  • Whole Life – As the name implies, this type of coverage is lifetime coverage and gives access to cash value (tax-deferred). It may also be eligible to earn dividends. However, this is not guaranteed due to the volatility of the market. As an example, a 25-year-old woman in excellent health who lives in Illinois pays just $78.13/month ($898 per year) for up to $100,000 worth of coverage. Premium payments are limited to 10, 15 or 20 years.
  • Universal Life – This type of insurance provides permanent yet flexible coverage and builds cash value. This provides for a family's loss of income, mortgage costs and educational needs.

Depending on the state you live in, your life insurance may also provide your survivors with a fixed death benefit to cover your final expenses. Death benefits generally pass on, income-tax free to your beneficiaries. Generally speaking, premiums on limited payment life insurance are paid for a set number of years, but the benefits extend throughout your lifetime. In cases where dividends are earned, they can be used to purchase paid-up additional insurance, reduce future premiums or be payable in cash.

The sooner you purchase your life insurance policy, the lower your premiums will typically be.

Customizing a Life Insurance Policy

With State Farm, you also have the option to customize your policy with additional options and riders, including:

  • Waiver of Premium for Disability – This optional addition to your coverage helps you keep your life insurance policy when income could be limited due to disability. If the insured becomes completely disabled prior to age 60 for six continuous months, this optional coverage helps take care of future policy premiums as they become due for as long as the base insured user is totally disabled.
    Specific restrictions may apply depending on the age when the disability occurs and ends at age 65 (unless the disability occurs prior to that time).
  • Guaranteed Insurability – Can you ensure your insurability? You certainly can, with this additional option. This helps you buy additional insurance at specific dates without the need of a medical exam. Only specific ages are available and the next available option becomes available when you marry or become a parent.
  • Payor insurance – If you buy an insurance policy for a child, and you become disabled (subject to the policy definitions), this rider lets premiums be waived for a specific timeframe. This rider remains in effect until the insured child turns 25.

Canceling Your State Farm Insurance

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If you should ever need to cancel your State Farm Insurance, you'll need to speak with your local agent. The agent may ask you to make a written request as well. However, if you are concerned about costs, coverage options and other related items, you'll be glad to know that your agent is here to help you and can advise you of the policies, discounts and options available to help fit your needs.

State Farm Pros and Cons

statefarm pros and cons

When considering insurance from a company as large as State Farm, which offers so many different products and services, it's understandable that you'd want to know the pros and cons of choosing them as an insurance company.

Strengths

State Farm truly shines in its personal service, with nearly 18,000 agents across the country, there's likely one or more agents close to where you live, so it's easy to get responsive, helpful service when you need it.

statefarm phone iconAttentiveness - Many current State Farm customers report that their agents are very attentive – checking in periodically to make sure that everything is okay and to see if they may need to make changes to their insurance after certain life events. But this kind of "checking in" shouldn't be construed to be a sales pitch. Many people with State Farm feel that their agents are genuinely concerned about them and their well-being.

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Size and Variety of Products – State Farm is the largest life insurance company in the U.S. and offers a wide range of products to choose from – many of which are customizable based on your needs both today and in the future.

statefarm community icon Community-based - State Farm agents live and work in the same communities that their customers do, making it easy for them to understand the unique challenges and benefits that come with living in certain areas.

statefarm ribbon icon Diversity in the Workplace - State Farm has won a variety of workplace awards for its attention to, and recognition that diversity is valued and important.

statefarm check icon A++ Rating by Best Insurance Reports – State Farm has achieved an A++ rating by Best Insurance Reports for its financial stability.

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Farm Insurance – As the name implies, State Farm also provides farm insurance for a variety of machinery and assets used by and on farms.

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Notified About Upcoming Changes - Oftentimes, people with State Farm have multiple lines of insurance with them, such as car insurance and life insurance. Even in cases where there have been accidents, they report that State Farm has been prompt and informative about any upcoming changes.

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Competitive Pricing and Prompt Issuance on Claims - Prices are competitive – particularly on auto insurance. In the event of a claim, State Farm is well-known for distributing payments to those affected quickly. And with so many agents, many people report being able to get the help and coverage they need quickly – along with personal attention. That is a high achievement bar to reach, but one that State Farm does well.

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Recommendations Based on Life Events and Lifestyle – Customers report that State Farm is very helpful about recommending the right kind and amount of insurance – even after certain life events (getting married, having a child) where one would need more or different changes to their existing insurance. This helps give customers better peace of mind and security.

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Like Family – Customers say that their State Farm agent treats them "like family" and gets to know them personally by making sure they have everything they need in terms of coverage. They feel welcomed and never feel like they're intruding on an agent's time. They feel that the agent takes the time to get to know their needs and answer all their questions.

The real question on everyone's mind when it comes to insurance though, is how much does it cost?

The cost of State Farm insurance depends heavily on lots of outside factors like where you live, your history (health/driving) and so on. Because there's no way to estimate it for every possibility and eventuality, it's best that you get a customized quote from a local agent.

Weaknesses

Even the best companies have some drawback that can give you pause. This is why we offer an unbiased look at some of the areas where people feel that State Farm could improve.

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Can Only Sign Up Through an Agent - While State Farm does offer numerous auto insurance discounts, other savings, particularly in the long term, are less than what you might expect. Because all policy sign up options go through local agents, you cannot directly sign up for a policy online (although you can get a no-obligation quote).

statefarm stop icon No Recommendations to Other Companies – If for some reason State Farm cannot offer you insurance, they will not recommend another insurance company that may better fit your needs.

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Concerns about Claims – As with any insurance company, there are customers who have voiced their concerns about claims not going through. As much of this processing varies depending on the specific case and scenario, it's possible that some issues will slip through the cracks.

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No Live Chat Support or Self-Service Support - If you like the do-it-yourself nature of live chat, you'll find that sending an email to your local agent may be a bit more time consuming than you'd like. However, this also ensures that your case is given the personal attention and care it deserves.

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Issues with Payments Going Through – Some people report that if a payment to State Farm doesn't go through, their insurance is canceled via email (no text message or phone call). This experience seems to vary from person to person and from agency to agency, so make sure that your payment information is always up-to-date when you pay for State Farm insurance.

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Concerns about Not-at-Fault Accidents – This varies from case to case, as each one is unique, but some drivers – particularly those who have been the victims of hit-and-run accidents, filed claims with State Farm presumably to fall under the uninsured/underinsured driver clause, to find out that it is filed under collision instead, which can put the victim in an "at risk" category despite the accident not being their fault. Be sure to be clear with your agent on what happened, and that any documentation/claims filed follow the actual scenario of events.

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No Agents in Your Community? State Farm does not operate in states where regulations or catastrophes can affect their service.

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Agent Attentiveness - Some reviews complain about the attentiveness of agents, but this varies from community to community. If one agent seems too busy to give you the answers you need, you can likely find another one nearby.

How to File a State Farm Insurance Claim

Having an accident or damage to your property can be stressful, but State Farm has made it their mission to simplify and streamline the claims reporting and resolution process as much as possible. Although in the event of an accident, you should contact your agent directly, not everyone has their agent's information on them at all times. In those cases, you should call State Farm directly at 800-STATE-FARM (800 782 8332).

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With auto insurance claims, you can contact your agent, but you can also report a claim online or use State Farm's Pocket Agent® app. Homeowner's insurance claims follow the same process. In either case, be sure to take reasonable steps to prevent further damage or safety risks. If there are injuries, report it immediately to your agent as well as obtaining names/addresses of any witnesses – such as in the case of an accident.

How Do I Report an Accident/Damage to State Farm Insurance?

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Whether it's a vehicle accident or property damage, you'll want to speak with your local agent as soon as possible. You can call State Farm directly at 800 STATE FARM to be connected to an agent who will take the time to gather the details about your claim as well as assist you in taking whatever necessary steps you'll need to in order to file your claim. In the case of a theft, contact the police as well as your agent.

You can also download State Farm's free Pocket Agent® app which will walk you through the process.

Do the Products and Services Offered by State Farm Differ from State to State?

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Each state has its own requirements and regulations in place to help protect its citizens. With this in mind, State Farm offers a wide range of products (over 100) to suit these specific requirements. Although the products and services themselves are similar, policies vary from state to state in terms of what's covered and what isn't, so it's a good idea to check your specific policy and talk with your local agent if you have any questions.

For example, the State Farm Guaranty Insurance company is licensed to do business in the state of New Jersey, while the State Farm Florida Insurance Company is the premier provider of liability insurance in Florida. State Farm Lloyds operates under the Lloyds Plan of Texas and underwrites homeowners and commercial multiple peril insurance in that state.

Frequently Asked Questions

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When choosing an insurance company, it's common to have many questions. From service and coverage to paying your bill, we've compiled the most common questions about State Farm Insurance in one place.

How Can I Pay for my State Farm Payments?

State Farm offers numerous payment options to pay for your insurance bill. You can pay your bill online using the key code from your latest paper bill. It requires no registration to complete. You can also pay online by setting up an account at State Farm. This offers more benefits than using the key code method as you can report or view a claim, change your preferences and more.

You can also simply walk in to your local State Farm agent's office and pay using your credit card or a check or money order. You can call in a payment using your credit card or checking/savings account by calling 800-440-0998 (available 24 hours a day, 7 days a week).

And finally, you can simply mail a check or money order using the return envelope included with your bill. The address to mail your payment to is:

State Farm Insurance Companies Insurance Support Center – East P.O> Box 588002 North Metro, GA 30029

How Many Customers Does State Farm Insurance Have?

State Farm services over 82 million policies and accounts throughout the U.S. through its network of over 18,000 agents and over 65,000 employees across the country.

If you'd like to reach support, State Farm's customer service telephone number is 1-800-782-8332 (800-STATE-FARM). Spanish speaking representatives are available by calling 1-877-274-0543

How Much Does State Farm Insurance Increase After an Accident And/Or Speeding Ticket?

The amount your insurance goes up (if it goes up at all) depends heavily on the accident itself. For example, you shouldn't assume your rates will go up after a single crash. If the accident wasn't your fault or didn't cause much property damage, your premium might not change at all.

Depending on the state you live in, minor property damage from an at-fault accident ($1,000-$1,999 property damage) can vary from rates going up just $1 per year in one state, to $300 per year in another.

An at-fault accident causing $2,000 or more of property damage could cost you from $300-600 more per year than a driver with a spotless record, whereas an at-fault accident causing injury could raise your rates by $400-800/year or more.

Two at-fault accidents in a year causing $2,000 or more property damage can raise your rates $1,000 per year or more, whereas three at-fault accidents in a year will consider you a "serial crasher" – which can mean your rates could be more than double those of a driver with no wrecks.

When it comes to speeding tickets, certain insurance companies, such as State Farm, may not alter your rates that much compared to other, smaller companies. Exactly how much your rates increase varies by company. For example, typically just one speeding ticket would lead to a rate increase of between $100-150/year. Two speeding tickets may cause your rate to go up slightly more, although in some cases, the penalties for first offenders are harsher (to discourage repeat offenses).

Three or more speeding tickets could run you an increase of $200-1,000/year. It's in everyone's best interest that you drive safely and courteously though, so try to calm that lead foot!

What Does the Comprehensive Insurance Cover with State Farm?

Comprehensive coverage helps pay for loss or damage to an insured vehicle – damage not caused by a collision or rollover. Typically this can include things like inclement weather (wind, hail, flood), fire, theft, vandalism or damage from hitting an animal. The coverage may be subject to a deductible. Higher deductibles mean lower premiums, but the amount you'd pay out of your pocket is higher. You'll want to find a good balance between the rate you're willing to pay and the coverage included.

Does My State Farm Insurance Cover a Rental Car?

Through State Farm's Car Rental and Travel Expenses coverage, the Rental Reimbursement pays the cost of renting a replacement vehicle if yours is in the shop. State Farm is one insurer that will often extend coverage to your rental vehicle. You may want to consider supplemental insurance through the rental car agency which can add a layer of protection on top of your existing policy.

Does My State Farm Insurance Cover Me in Canada or Anywhere Outside the USA?

When you cross the U.S. border into Canada as a non-resident tourist, your State Farm insurance (and all U.S. based car insurance policies) will cover you while you are in the country. You should contact your State Farm agent to obtain a "Motor Vehicle Liability Card / Canada inter-province" insurance card. This card is available at no additional charge and can prevent liabilities if you are pulled over by a Canadian police officer and do not have proof of insurance.

In other countries, such as Mexico, the insurance isn't as straightforward. You may want to purchase a temporary Mexican car insurance policy which includes things like civil liability coverage, legal assistance, travel/towing expenses and medical expense coverage. If you'll be traveling even further abroad, you'll want to discuss your travel needs with your agent, who can recommend specific courses of action depending on where you plan to visit.

Does State Farm Offer GAP Insurance?

GAP or Guaranteed Asset Protection insurance is an optional insurance rider that gives you financial protection if your vehicle is ever totaled or stolen and the insurance settlement doesn't cover the remaining principal balance of your loan. State Farm does not offer GAP insurance. Their similar product is known as Payoff Protector® and with it, the difference between the amount your car insurance pays on a total loss and the principal balance you owe on your vehicle loan is canceled (subject to certain restrictions).

For example, Payoff Protector® covers all of the insured vehicles that are eligible for State Farm Bank vehicle loan financing. There are no limitations on how much is financed, the term of the loan or mileage and there are no coverage limits per household.

You should note that Payoff Protector® is not an insurance product and is automatically included on any new vehicle loan promissory note issued by State Farm Bank.

What Does State Farm's Articles Policy Cover?

A personal articles policy helps cover your most treasured possessions and personal property. It often covers valuables that are not typically covered by homeowner's or renter's insurance, such as:

  • Cameras
  • Collectibles (dolls, model trains, sports cards, comic books, stamp and coin collections)
  • Computer equipment and software for personal use only
  • Fine art (oriental rugs, paintings)
  • Furs
  • Hearing aids and medical devices (insulin pumps, hearing implants, artificial eyes and limbs)
  • Jewelry
  • Musical instruments
  • Silverware or goldware
  • Sports equipment

An articles policy applies anywhere in the world. For example, if you are traveling, your jewelry and cameras are covered (fine art coverage only applies in the U.S. and Canada).

What is State Farm's Umbrella Insurance Policy?

A major insurance claim or lawsuit can lead to significant financial hardship. Even if you have car insurance, homeowner's insurance or boat insurance, it may not be enough. A Personal Liability Umbrella Policy (PLUP) can help give additional liability coverage to help protect your financial savings. There is a minimum coverage of $1 million dollars, and additional insurance can be purchased in $1 million dollar increments.

A PLUP may provide liability protection against personal claims (defamation of character, libel, slander). If you are driving and cause an accident which can result in multiple injuries to other passengers, the PLUP can step in and provide additional coverage. Likewise if there is damage to your property which also extends to your neighbors' property or your neighbors themselves (such as due to fire).

Does State Farm Insurance Use Credit Scores?

It's very common for insurers to look at credit scores as part of their assessment of potential future losses. State Farm typically looks at a user's driving record along with other information (which can include certain elements of one's credit history) to provide an overall picture of their creditworthiness and risk.

How User-Friendly is the State Farm's Phone App to Use?

State Farm has a variety of apps for your smartphone or mobile device. The most common is the Pocket Agent® which lets you view your insurance card, submit a claim, locate an agent in your area and access your State Farm Bank® account among other things. It is available on the Apple App Store and Google Play for Android.

State Farm also offers additional apps, such as CarCapture® powered by Edmunds.com. This app lets you take a photo of a car you're interested in, and gives you features, dealers who sell that model and car insurance quotes to cover it. The Steer Clear® app helps young drivers (under age 25) drive more safely by rewarding and reinforcing positive driving behavior. Users who complete the Steer Clear Safe Driver Discount Program may be eligible for discounts on their State Farm car insurance.

Driver Feedback and Driver Feedback Instructor Edition helps score your driving and offer tips (for both parents and young drivers) to become better, more courteous drivers.

The Drive Safe and Save™ mobile app calculates discounts on your auto insurance by connecting to the provided Bluetooth beacon and an eligible smartphone. It collects basic information on your driving and uses that information to calculate a discount on your car insurance premium.

Each of these apps are available for Apple and Android devices and are very straightforward and easy to use – even for beginners.

What Are State Farm's Financial Strengths?

To help recognize and reward dependable financial strength, there are several ratings bureaus that are trusted to provide credible, unbiased reviews. State Farm has received A.M. Best's A++ rating and an AA rating from S&P Global ratings – both are very high ratings with A.M. Best focused on the insurance industry exclusively, and S&P focused on credit ratings and research.

Thinking of Going With State Farm – How Do I Get in Touch with a State Farm Agent?

Getting a quote on State Farm auto insurance and connecting with a local agent in your area are the first steps you should take in order to fully evaluate this comprehensive insurance on your own. You can use the smartphone Pocket Agent® app or use the State Farm website to find an agent near you. You can even filter your search by State Farm products/services offered.

Many insurance companies like State Farm offer competitive quotes to help you select the best products and services that fit your needs, lifestyle and budget. We encourage you to get a free, no obligation quote to start the process and learn more about which insurance company is right for you.

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