MetLife Insurance Review for 2025 (+Options & Rates)
MetLife insurance offers minimum auto coverage at $74 per month while also serving homeowners and life insurance customers. This MetLife insurance review helps readers choose policies and features the Deductible Savings Benefit with $50 yearly credits and umbrella coverage up to $1 million.

Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Aug 16, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Aug 16, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes should be easy. This doesn’t influence our content. Our opinions are our own.
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1,027 reviews
MetLife
Auto Min. Coverage Monthly Rate
$74A.M. Best Rating:
A+Complaint Level:
HighPros
- Offers customizable coverage for a variety of needs
- Online tools for managing policies, payments, and claims
- Identity protection coverage included for free
Cons
- Higher premiums for drivers with poor credit
- Some discounts limited by location
This MetLife insurance review examines how this long-standing provider offers auto, home, dental, and life insurance with flexible protection options.
Metlife Insurance RatingRating Criteria | |
---|---|
Overall Score | 4.1 |
Business Reviews | 4.0 |
Claims Processing | 3.3 |
Company Reputation | 4.0 |
Coverage Availability | 5.0 |
Coverage Value | 4.0 |
Customer Satisfaction | 2.0 |
Digital Experience | 4.0 |
Discounts Available | 5.0 |
Insurance Cost | 4.2 |
Plan Personalization | 4.0 |
Policy Options | 4.7 |
Savings Potential | 4.5 |
Drivers can benefit from the Deductible Savings Benefit, earning $50 credits each claim-free year up to $250. Homeowners gain access to replacement cost coverage that ignores depreciation, while umbrella policies can extend liability protection beyond $1 million.
- MetLife insurance legal plans span 4,000+ employers, 18,000 attorneys
- Identity protection with Aura offers $1M insurance to employees today
- MetLife pet insurance reimburses up to 90% of covered vet bills fast
Metropolitan Life Insurance Company dental customers can choose the TakeAlong Dental PPO or employer PDP/PDP Plus, with HMO options in CA, FL, NJ, NY, and TX, and most preventive care is covered. Shop MetLife insurance plans by entering your ZIP code into our free quote comparison tool.
MetLife Auto Insurance Rates Compare
MetLife car insurance prices change a lot depending on age and gender. Young drivers, like 16-year-old males, usually pay around $276 while females of the same age might average about $228.
This means teen drivers have the highest insurance costs. Prices decrease significantly by age 25 and then remain relatively stable into middle age. For drivers in their 50s, females might pay as little as $57 and males around $59. Even when reaching age 65, the premiums remain low. This shows how older drivers get good prices because the risk factors lessen with time.
MetLife insurance lists minimum coverage at $74 and full coverage at $185, placing it mid-range among competitors. USAA offers the lowest minimum at $32, while Liberty Mutual reaches $96.
MetLife vs. Top Competitors: Auto Insurance Monthly RatesInsurance Company | Minimum Coverage | Full Coverage |
---|---|---|
$74 | $185 | |
$87 | $228 | |
$62 | $166 | |
$76 | $198 | |
$43 | $114 | |
$96 | $248 | |
$50 | $150 | |
$47 | $123 | |
$53 | $141 | |
$32 | $84 |
Geico’s $43 and State Farm’s $47 minimums keep them on the lower end, with Progressive at $50. This breakdown shows exactly where MetLife stands, making it easier for drivers to compare real monthly costs and decide if its balance of price and coverage meets their needs.
MetLife insurance costs $74 per month with a clean record, climbing to $108 after an accident and $142 for a DUI, while a single ticket brings it to $92. Learn how to buy auto insurance and compare top provider rates today.
MetLife vs. Top Competitors: Auto Insurance Monthly Rates by Driving RecordInsurance Company | Clean Record | One Accident | One DUI | One Ticket |
---|---|---|---|---|
$74 | $108 | $142 | $92 | |
$87 | $124 | $152 | $103 | |
$62 | $94 | $104 | $73 | |
$76 | $109 | $105 | $95 | |
$43 | $71 | $117 | $56 | |
$96 | $129 | $178 | $116 | |
$56 | $98 | $75 | $74 | |
$47 | $57 | $65 | $53 | |
$53 | $76 | $112 | $72 | |
$32 | $42 | $58 | $36 |
USAA remains the lowest across categories, from $32 clean to $58 with a DUI, whereas Liberty Mutual reaches $178 for a DUI. These figures show exactly how driving records affect premiums, giving drivers a clear look at where MetLife sits compared to both budget-friendly and higher-cost competitors.
MetLife Car Insurance Coverage Options
MetLife insurance provides a range of auto coverages that address everyday driving risks and specific situations that can lead to costly repairs or expenses. These options blend state-required protections with extra safeguards, giving drivers the ability to build coverage that fits their needs.
- Liability Coverage: Pays up to your selected limits for injuries and property damage you cause to others in an at-fault accident, meeting or exceeding state minimums.
- Collision Coverage: Covers repair or replacement costs for your vehicle if it hits another car, object, or structure, regardless of fault.
- Comprehensive Coverage: Protects your vehicle from non-collision events such as theft, vandalism, hail, fire, or flood, paying for repairs or the vehicle’s value if totaled.
- Personal Injury Protection (PIP): Provides medical bills, lost wages, and rehabilitation expenses for you and your passengers after a crash, regardless of fault, in states where PIP is available.
- Uninsured/Underinsured Motorist Coverage: Pays for injuries and vehicle damage when the at-fault driver has no coverage or not enough to cover your full losses.
- Rental Car Coverage: Covers the cost of a rental vehicle while yours is being repaired after a covered accident, keeping you mobile without added expense.
MetLife’s approach to auto coverage ensures drivers can protect themselves, their passengers, and their vehicles from both common accidents and less predictable incidents, all while maintaining financial stability.
Read more: Collision Auto Insurance
MetLife Car Insurance Discounts
MetLife insurance offers a variety of car insurance discounts designed to reward safe driving, responsible vehicle use, and policy bundling. These savings opportunities can help lower monthly premiums while still keeping coverage levels where drivers need them.
- Safe Driver Discount: Rewards drivers with a clean record, free of at-fault accidents or moving violations for the past three years.
- Multi-Policy Discount: Lowers rates when auto insurance is bundled with another MetLife policy, such as home or life insurance.
- Multi-Car Discount: Applies when two or more vehicles are insured under the same MetLife policy, reducing the total premium.
- Driver Training Discount: Offered to drivers who complete an approved defensive driving or safety course, improving both skills and savings potential.
- Restricted Mileage Discount: Provides savings to drivers who keep annual mileage under 7,500, reflecting reduced on-road risk.
MetLife’s car insurance discounts give drivers clear, measurable ways to save money while encouraging safer habits and loyalty through multi-vehicle and multi-policy coverage. Get the best multi-vehicle auto insurance discounts with MetLife now.
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MetLife Home Insurance Rates Compare
MetLife insurance averages $59 per month for $200K home coverage, increasing to $82 for $300K, $122 for $500K, and $188 for $1M. Learn more with homeowners insurance coverage explained in simple terms.
MetLife vs. Top Competitors: Home Insurance Monthly Rates by Policy AmountCompany | $200K | $300K | $500K | $1M |
---|---|---|---|---|
$59 | $82 | $122 | $188 | |
$60 | $85 | $125 | $190 | |
$58 | $80 | $118 | $181 | |
$62 | $86 | $129 | $192 | |
$52 | $73 | $111 | $176 | |
$64 | $90 | $132 | $198 | |
$56 | $78 | $117 | $179 | |
$55 | $77 | $115 | $174 | |
$57 | $79 | $118 | $185 | |
$50 | $71 | $108 | $168 |
USAA offers the lowest rates at $50 for $200K and $168 for $1M, while Liberty Mutual reaches the highest at $64 for $200K and $198 for $1M.
These figures show how coverage amounts directly impact monthly costs, allowing homeowners to see exactly where MetLife’s pricing stands among both cost-conscious and higher-priced competitors.
MetLife Home Insurance Coverage Options
MetLife insurance provides home coverages that address real-world risks homeowners face, from repairing storm damage to covering liability claims. These protections combine core policy features with options that help replace or rebuild without leaving financial gaps, making it easier for homeowners to recover from unexpected losses.
- Dwelling Coverage: Pays to repair or rebuild your home’s structure after covered damage from events like fire, wind, hail, or vandalism, up to the policy’s set limit.
- Other Structures Coverage: Protects detached property features such as garages, sheds, and fences when damaged by a covered peril.
- Personal Property Coverage: Covers belongings like appliances, electronics, and clothing, paying either replacement cost or actual cash value depending on your policy choice.
- Loss of Use Coverage: Covers hotel stays, rental costs, and other living expenses if your home is uninhabitable after a covered loss.
- Personal Liability Coverage: Helps pay legal defense fees, settlements, or judgments if you’re responsible for injuries or property damage to others.
- Medical Payments to Others: Pays for medical care of guests injured on your property, regardless of fault.
- Replacement Cost Coverage: Reimburses the full cost of replacing damaged property without depreciation, allowing repairs or replacements at current market prices.
MetLife’s home insurance coverages are designed to keep homeowners financially secure while restoring both their property and lifestyle after an unexpected event.
Learn more: Compare Homeowners Insurance Quotes
MetLife Home Insurance Discounts
MetLife insurance offers home insurance discounts that help lower premiums for homeowners who bundle policies, maintain a safe property, or have qualifying memberships.
These savings opportunities are designed to reward long-term customers and those who take extra steps to protect their homes.
- Home and Auto Bundle Discount: Saves up to 10% on monthly premiums when both home and auto insurance are purchased through MetLife.
- Professional and Academic Group Discount: Offers reduced rates to members of approved professional, alumni, or community organizations partnered with MetLife.
- Employer Group Discount: Provides savings to employees whose workplace offers MetLife home insurance as part of its benefits package.
- Security System Discount: Applies to homes with monitored burglar alarms, smoke detectors, or other qualifying safety devices.
- Claims-Free Discount: Rewards policyholders who remain claim-free for several consecutive years, reflecting lower risk and responsible home maintenance.
MetLife’s home insurance discounts give homeowners clear, specific ways to cut costs while maintaining strong coverage and enhancing property protection. Compare the cheapest homeowners insurance companies and start saving today.
MetLife Life Insurance Rates Compare
MetLife insurance offers life insurance policies that vary greatly by term length and coverage amount. A 15-year term is $27 for $250K and $82 for $1M, while a 30-year term rises to $48 for $250K and $148 for $1M.
MetLife Life Insurance Monthly Rates by Coverage AmountPolicy | $100K | $250K | $500K | $1M |
---|---|---|---|---|
10-Year Term | $12 | $20 | $36 | $65 |
15-Year Term | $15 | $27 | $44 | $82 |
20-Year Term | $18 | $32 | $52 | $95 |
30-Year Term | $28 | $48 | $76 | $148 |
Whole Life | $115 | $210 | $420 | $830 |
Whole life carries the highest costs at $210 for $250K and $830 for $1M. These numbers show how longer terms and permanent coverage significantly increase monthly rates, giving buyers a precise view of MetLife’s pricing structure.
MetLife insurance offers a 20-year term life policy for $20 per month and whole life coverage for $102, placing it well below many major competitors.
MetLife vs. Top Competitors: Life Insurance Monthly RatesInsurance Company | 20-Year Term | Whole Policy |
---|---|---|
$20 | $102 | |
$32 | $390 | |
$34 | $410 | |
$31 | $385 | |
$36 | $455 | |
$33 | $472 | |
$39 | $475 | |
$37 | $400 | |
$38 | $435 | |
$30 | $380 |
AIG lists whole life at $390, Prudential at $400, and Northwestern Mutual at $475. These differences show how MetLife’s lower monthly rates create a strong option for buyers seeking affordable term and permanent life insurance backed by a long-standing national provider.
MetLife Life Insurance Coverage Options
MetLife insurance provides life insurance options that help families replace lost income, cover large expenses, and plan for future financial needs. Find out what a life insurance beneficiary is and how it affects your policy payout.
You can customize MetLife life insurance with child term riders. Specifically, this protects dependents until they reach adulthood.
Michelle Robbins Licensed Insurance Agent
These policies range from short-term protection to lifetime coverage with built-in savings features, giving policyholders flexibility to choose a plan that fits their goals.
- Term Life Insurance: Covers a set period, such as 10, 15, 20, or 30 years, paying a death benefit if the insured passes during that time.
- Whole Life Insurance: Offers lifetime coverage with fixed premiums, a guaranteed death benefit, and a cash value that grows at a steady rate.
- Universal Life Insurance: Provides lifetime coverage with adjustable premiums and death benefits, plus a cash value account that earns interest tied to market rates.
- Variable Life Insurance: Combines permanent coverage with investment choices for the cash value, allowing funds to be placed in market-based accounts for growth potential.
- Group Life Insurance: Offered through employers, often at reduced group rates, with minimal or no medical requirements.
MetLife’s life insurance lineup allows individuals to match coverage length, cost, and benefits to their personal financial plans, ensuring protection for loved ones while offering options to build value during their lifetime.
Discover more by reading our guide: Whole vs. Term Life Insurance
MetLife Life Insurance Discounts
MetLife insurance offers life insurance discounts that help policyholders keep costs down while maintaining strong coverage. These savings are designed for those who bundle policies, maintain good health, or choose payment options that reduce administrative costs.
- Multi-Policy Discount: Lowers premiums when life insurance is purchased with another MetLife policy, such as auto or home coverage.
- Employer Group Discount: Provides reduced rates to employees whose company partners with MetLife to offer group life insurance benefits.
- Preferred Health Discount: Offers savings to applicants who meet strict health benchmarks during underwriting, such as optimal blood pressure, cholesterol levels, and BMI.
- Non-Smoker Discount: Applies to individuals who have been tobacco and nicotine-free for at least 12 consecutive months.
- Annual Premium Payment Discount: Gives a price break to policyholders who pay for the entire year’s coverage in a single lump sum.
MetLife’s life insurance discounts give customers practical ways to reduce costs by rewarding healthy lifestyles, loyalty through bundling, and smart payment choices. Begin comparing plans and getting an insurance plan that works for you now.
MetLife Pet Insurance Rates Compare
MetLife insurance offers pet coverage at $23 for cats and $36 for dogs, positioning it in the mid-range among well-known providers.
MetLife vs. Top Competitors: Pet Insurance Monthly RatesCompany | Cats | Dogs |
---|---|---|
$23 | $36 | |
$20 | $30 | |
$25 | $40 | |
$30 | $46 | |
$29 | $48 | |
$25 | $49 | |
$22 | $35 | |
$29 | $42 | |
$27 | $40 | |
$24 | $37 |
Allstate comes in lower at $20 for cats and $30 for dogs, while Nationwide lists higher rates at $29 and $48. Pet Plan has the highest dog rate at $49, and Geico leads in cat pricing at $30.
These figures give pet owners a clear view of how MetLife’s rates compare for both cats and dogs. Compare the best pet insurance companies and see how MetLife stands out.
MetLife Pet Insurance Coverage Options
MetLife insurance offers pet insurance plans that help cover a wide range of veterinary expenses, from sudden injuries to ongoing medical care. These coverages are structured to handle both unexpected emergencies and routine wellness needs, giving pet owners the ability to focus on their pets’ health rather than the cost of treatment.
- Accident Coverage: Pays for veterinary care after accidental injuries such as broken bones, swallowed objects, or bite wounds, including diagnostics, surgery, and recovery medications.
- Illness Coverage: Covers costs for diagnosing and treating illnesses like allergies, arthritis, diabetes, or cancer, and includes access to specialists when needed.
- Chronic Condition Coverage: Continues to pay for long-term conditions requiring regular treatments or medications, such as kidney disease or hypothyroidism.
- Hereditary and Congenital Condition Coverage: Includes treatment for inherited or birth-related issues such as hip dysplasia, heart defects, or certain eye disorders.
- Wellness and Preventive Care: Helps cover annual exams, core vaccinations, parasite prevention, and dental cleanings to maintain long-term pet health.
- Emergency Care Coverage: Pays for urgent care visits and after-hours treatment for sudden, severe injuries or illnesses.
- Prescription Medication Coverage: Covers prescribed medications, from short-term antibiotics to lifelong treatments for chronic conditions.
MetLife’s pet insurance coverages give pet owners a structured way to manage medical costs, ensuring their cats and dogs receive timely, high-quality care without financial strain.
MetLife Pet Insurance Discounts
MetLife insurance offers pet insurance discounts that make it more affordable for owners to protect their cats and dogs without sacrificing coverage quality.
These savings reward multi-pet households, service members, and those who commit to long-term or employer-based plans, helping reduce veterinary costs while keeping pets healthy.
- Multi-Pet Discount: Lowers premiums when two or more pets are insured on the same MetLife policy, making it ideal for multi-animal households.
- Military Discount: Offers reduced rates to active-duty service members, veterans, and eligible family members as a thank-you for their service.
- Employer Group Discount: Provides savings to employees whose company partners with MetLife to offer pet insurance as part of workplace benefits.
- Animal Care Professional Discount: Gives discounted rates to veterinarians, shelter staff, and other professionals working directly with animals.
- Annual Payment Discount: Cuts the total premium for policyholders who pay for a full year of coverage in one lump sum rather than monthly installments.
MetLife’s pet insurance discounts give owners clear, specific ways to save while ensuring pets get the care they need, whether it’s routine checkups or unexpected medical treatment.
Read more: 8 Questions to Ask When Considering Pet Insurance
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MetLife Insurance Customer Reviews and Ratings
MetLife insurance reviews on BBB earn an A+ rating for strong business practices and an A+ from A.M. Best for superior financial strength.
MetLife Insurance Business Ratings & Consumer ReviewsAgency | |
---|---|
Score: A+ Superior Financial Strength |
|
Score: A+ Excellent Business Practices |
|
Score: 76/100 Good Customer Feedback |
|
Score: 886 / 1,000 Above Avg. Satisfaction |
|
Score: 1.69 More Complaints Than Avg. |
Consumer Reports gives it 76/100 for customer feedback, and J.D. Power rates it 886/1,000 for above-average satisfaction. Discover how to get multiple auto insurance quotes and save on your policy.
The NAIC complaint index sits at 1.00, indicating an average volume of complaints compared to competitors, reflecting a steady balance between financial reliability, service performance, and overall customer experience.
MetLife Insurance History and Origin
Founded on March 24, 1868, MetLife has 149 years of experience insuring people against loss, making it one of the largest—and oldest—insurance companies in the world.
The company’s original name was the National Union Life and Limb Insurance Company and was created to ensure Civil War soldiers against disabilities obtained during their service. In 1868, five years after being founded, the National Union Life and Limb Insurance Company changed its name to Metropolitan Life Insurance Company and became the company we know today.
Plans to Split
Due to fines and penalties imposed on the company because of “too big to fail” regulations, MetLife set about reducing its total size in 2012 and focusing on the insurance side of the company, but these efforts were unsuccessful.
In 2016, MetLife announced plans to spin off its retail business into a separate entity called Brighthouse Financial, which launched on March 6, 2017, as an independent company with a primary focus on life insurance and annuities.
How to Cancel Your MetLife Insurance
Your MetLife insurance policy can be cancelled at any time, but if you use the phone service to cancel, the representatives will talk with you about your options and what steps you can take to keep your service. To cancel, use the online services page or call the company at 1-800-638-5000 to speak with a representative. Discover what happens if you cancel auto insurance and ways to avoid penalties.
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How to File a MetLife Insurance Claim
Filing a claim is as simple as calling 1-800-854-6011 or visiting the online claims page to get started. Representatives are available 24 hours per day, 365 days a year to assist you in filing a claim.
You can submit claims online for more specialized services, such as auto glass repairs or towing. You would use this same process to report an accident or damage. Once the accident takes place, ensure the safety of everyone present and then contact MetLife to report the event.
Read more: How to File an Auto Insurance Claim & Win
Thinking of Going with MetLife Insurance
MetLife is one of the oldest and most trusted insurance companies in the world, and while there are a few glaring downsides to certain policies (no accident forgiveness on their auto insurance, lack of potential discounts for homeowners insurance, etc.), MetLife excels at providing life insurance. Save on medical costs with Personal Injury Protection (PIP) insurance.
MetLife’s new car replacement program can cover a brand-new vehicle if totaled in the first year. For example, it replaces depreciation losses.
Jeff Root Licensed Insurance Agent
Their policies are flexible and customizable, and more importantly, life insurance is something everyone needs—particularly with the increasing cost of funerals. Take the time to evaluate what MetLife has to offer before making your decision. Figure out your needs and then place a call to MetLife to retrieve a quote and find out what your premiums would be.
Purchasing a life insurance policy is a lifelong commitment, so do your research before making a decision. That said, we highly recommend finding some form of life insurance if you are not already insured elsewhere. Explore MetLife insurance rates by entering your ZIP code into our free quote comparison tool.
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Frequently Asked Questions
Is MetLife a good insurance company?
Yes, MetLife is considered a reputable insurer with strong financial ratings, including an A+ from A.M. Best, and offers a wide range of products such as life, dental, auto, home, and pet insurance, making it a solid choice for customers seeking multiple coverage options. Learn how to finance what your health insurance won’t cover affordably.
Is MetLife good at paying claims?
MetLife is generally regarded as reliable in paying claims, with many payouts completed within a few weeks once all documentation is submitted, though some customers report delays in complex cases or when additional verification is needed.
Can MetLife deny a claim?
MetLife can deny a claim if the policy terms are not met, required documents are missing, or the loss is excluded under the coverage.
What insurance company bought out MetLife?
MetLife’s U.S. retail life insurance and annuity business was acquired by Brighthouse Financial in 2017, while MetLife continues to offer other insurance lines. Understand Erie vs. MetLife auto insurance in light of the Brighthouse Financial transaction.
What is not to say when applying for MetLife insurance?
Applicants should avoid withholding or falsifying health, lifestyle, or driving history details, as inaccurate information can lead to denial or cancellation of coverage. View MetLife insurance rates by entering your ZIP code into our free quote tool.
What is the lawsuit against MetLife insurance?
MetLife has faced various lawsuits over the years, often involving claims handling, retirement benefits, or policy disputes. Outcomes and details vary by case, and not all result in findings against the company. Learn how Medical Payments Coverage (MedPay) ties to the lawsuit against MetLife.
What do MetLife reviews and complaints commonly mention?
MetLife reviews and complaints often reference billing issues, policy changes taking longer than expected, and challenges in reaching customer service representatives for timely resolutions.
Is MetLife good health insurance for individuals and families?
MetLife health insurance offers various group and supplemental plans, but it is not a primary major medical provider. It is often selected for dental, vision, accident, and other supplemental coverages through employers. Search MetLife insurance rates by entering your ZIP code into our free quote tool.
What do MetLife pet insurance reviews typically say?
MetLife pet insurance reviews often praise its fast claims turnaround and customizable coverage, while some mention higher monthly premiums for older pets or certain breeds.
What does MetLife health insurance cover?
MetLife health insurance generally focuses on supplemental benefits like dental, vision, accident, critical illness, and hospital indemnity coverage, often offered through employers rather than as standalone major medical insurance.
What is MetLife dental coverage?
MetLife dental coverage includes preventive care such as exams and cleanings, as well as basic and major services like fillings, root canals, and crowns, depending on the plan type.
What do MetLife dental insurance reviews reveal?
MetLife dental insurance reviews often commend broad provider networks and affordable monthly rates starting around $22, with some customers noting longer wait times for certain procedures.
Does MetLife pay claims?
Yes, MetLife pays claims once all required documentation is submitted and verified, with many straightforward claims processed within a few weeks.
How long does MetLife take to pay an accident claim?
MetLife typically processes accident claims within two to six weeks, depending on case complexity and the completeness of submitted information.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.