Q: What is Erie Rate Lock?

Erie’s Rate Lock guarantee means it won’t raise rates unless you make changes to your policy, such as adding a driver or car (Learn More: Car Insurance Discounts You Can’t Miss).

Q: Why is Erie Insurance so cheap?

Wondering why is Erie so cheap? Erie’s rates start at $30 per month, which is on the cheaper side. One of the reasons that Erie Insurance has such low rates is that it is picky about who it insures. Erie’s customer base is primarily composed of low-risk customers.

Q: Is Erie or Geico better?

Erie’s rates are lower than Geico’s, as Geico rates start at $43 per month compared to Erie’s $30 per month. However, Geico is available across the U.S., whereas Erie is only sold in 12 states. If Erie Insurance isn’t available in your area, Geico is a great second choice. Find the cheapest provider in your area today by entering your ZIP in our free quote tool.

Q: Is Erie cheaper than State Farm?

Yes, Erie Insurance is cheaper than State Farm. Erie’s rates start at $30 per month, whereas State Farm’s rates start at $47 per month.

Question 1

Is Erie good for car insurance?

Accepted Answer

Yes, Erie has excellent ratings and low rates. It has an A+ from both A.M. Best and the BBB, as well as high customer satisfaction ratings.

Question 2

Does Erie Insurance pay claims well?

Accepted Answer

Yes, J.D. Power gave Erie Indemnity Co. a score of 733 / 1,000 for customer satisfaction with claims.

Question 3

What is Erie Rate Lock?

Accepted Answer

Erie&#8217;s Rate Lock guarantee means it won&#8217;t raise rates unless you make changes to your policy, such as adding a driver or car (Learn More: Car Insurance Discounts You Can’t Miss).

Question 4

Why is Erie Insurance so cheap?

Accepted Answer

Wondering why is Erie so cheap? Erie&#8217;s rates start at $30 per month, which is on the cheaper side. One of the reasons that Erie Insurance has such low rates is that it is picky about who it insures. Erie&#8217;s customer base is primarily composed of low-risk customers.

Question 5

What is Erie Auto Plus?

Accepted Answer

Erie Auto Plus is an optional add-on feature. Customers who add it to their policy can earn vanishing deductibles, a $10,000 death benefit, increased coverage limits, and more.

Question 6

Is Erie or Progressive better?

Accepted Answer

Erie has lower rates than Progressive, with rates starting at $30 per month compared to Progressive&#8217;s $56 per month (Read More: Everything You Need to Know About Progressive® Insurance).

Question 7

Where does Erie Insurance rank?

Accepted Answer

Erie Insurance is one of the best-ranked insurance companies, with an A+ from A.M. Best and fewer complaints than average according to the NAIC. However, Erie&#8217;s limited state availability means that it may not be available to buy in your state.

Question 8

Is Erie or Geico better?

Accepted Answer

Erie&#8217;s rates are lower than Geico&#8217;s, as Geico rates start at $43 per month compared to Erie&#8217;s $30 per month. However, Geico is available across the U.S., whereas Erie is only sold in 12 states.
If Erie Insurance isn&#8217;t available in your area, Geico is a great second choice. Find the cheapest provider in your area today by entering your ZIP in our free quote tool.

Question 9

Is Erie Insurance better than Allstate?

Accepted Answer

Erie Insurance is cheaper than Allstate, whose rates start at $87 per month. However, Allstate does insure more high-risk drivers, which Erie Insurance may reject. You can learn more about Allstate in our Allstate auto insurance review.

Question 10

Is Erie cheaper than State Farm?

Accepted Answer

Yes, Erie Insurance is cheaper than State Farm. Erie&#8217;s rates start at $30 per month, whereas State Farm&#8217;s rates start at $47 per month.

Question 11

What is ERIExpress Life?

Accepted Answer

ERIExpress Life is Erie&#8217;s quick life insurance coverage that offers life insurance without a medical exam. You can choose between whole or term life insurance policies with ERIExpress Life.

Question 12

How much does Erie home insurance cost?

Accepted Answer

Erie home insurance rates start at $156 per month.

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Erie Insurance Review for 2025 (See Ratings & Cost Here!)

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