What Is a life insurance beneficiary? (2025)
A life insurance beneficiary is the person or entity you designate to receive your policy’s death benefit when you pass away. Choosing a beneficiary is…
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What is universal life insurance? (2025)
Universal life insurance is a type of permanent life insurance that offers flexible premium payments, adjustable death benefits, and a cash value component that grows…
→ Read MoreWhat is single premium life insurance? (2025)
Single premium life insurance is a type of permanent life insurance that is paid for in one lump sum. Instead of making ongoing monthly or…
→ Read MoreWhat is permanent life insurance? (2025)
Permanent life insurance is a type of life insurance that provides coverage for your entire life—as long as you continue to pay the required premiums….
→ Read MoreWhat is a modified endowment contract (MEC)? (2025)
A Modified Endowment Contract (MEC) is a life insurance policy that fails the IRS’s 7-pay test, resulting in different tax treatment compared to standard life…
→ Read MoreGap Insurance in 2025 (Coverage Explained)
Gap insurance — or Guaranteed Asset Protection — is a valuable auto insurance add-on that protects you from having to pay for a car that’s…
→ Read MoreClearcover Insurance Review for 2025 (+Rates & Discounts)
This Clearcover insurance review shows how drivers who prefer managing everything from their phones can get coverage starting at just $29 monthly. That budget-friendly rate...
→ Read MoreWhat is a life insurance annuity? (2025)
A life insurance annuity is a financial product that provides a steady stream of income—often for life—based on premiums or lump sums paid to an…
→ Read MoreBest Defensive Driving Insurance Discounts in 2025 (Save up to 30% With These Companies)
The best defensive driving insurance discounts come from Progressive, Travelers, and State Farm, with eligible drivers saving up to 30% on their premiums. These top…
→ Read More10 Best Auto Insurance Companies in Nevada for 2025 (Top NV Providers)
The best auto insurance companies in Nevada are Auto-Owners, American Family, and State Farm, with full coverage starting at just $104 per month. Auto-Owners takes…
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